Being involved in a car accident is stressful, confusing, and often traumatic. While your immediate priority is your health and safety, what you do in the hours and days that follow can make or break your personal injury case. At the Dinizulu Law Group, we’ve seen countless claims weakened or denied due to avoidable errors. Below are five of the most common mistakes people make after a car accident — and how to avoid them.
1. Not Calling the Police
One of the most crucial steps after a car accident is calling the police to the scene — even if the damage seems minor or the other driver begs you not to. A police report provides an official, unbiased account of what happened and can serve as key evidence in your claim. Without it, it becomes your word against theirs, and insurance companies may question your credibility or deny coverage altogether. Make sure to always get a copy of the police report and write down the responding officer’s badge number and report number for future reference.
2. Admitting Fault — Even Casually
It’s human nature to say things like “I’m sorry” after an accident, even if you’re not at fault. But be careful — even a casual apology can be interpreted as an admission of guilt and used against you later in negotiations or court. Stick to the facts when speaking to police, witnesses or other drivers. Let investigators and your attorney determine fault based on the evidence.
3. Delaying Medical Attention
Many accident victims feel “fine” at the scene, only to develop symptoms hours or days later. But delaying medical treatment can not only jeopardize your health — it can also hurt your case. Insurance adjusters may argue that your injuries aren’t serious or weren’t caused by the accident at all. Always seek a full medical evaluation as soon as possible. Keep detailed records of all treatment, diagnoses and medical expenses.
4. Failing to Gather Evidence
If you’re physically able, document everything at the scene. That includes:
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Photos of vehicle damage, skid marks, road signs and injuries
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Contact and insurance info from all parties involved
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Names and phone numbers of any witnesses
Surveillance footage, dash cams, and nearby businesses may also have helpful footage. The more documentation you have, the stronger your case.
5. Talking to the Insurance Company Without Legal Advice
Insurance adjusters may seem helpful, but remember — they work for the insurance company, not for you. They may pressure you to give a recorded statement, sign a release or accept a quick (low) settlement. These actions can limit your rights or reduce the value of your claim. Before speaking to any insurance company, consult with an experienced personal injury attorney who can protect your interests and help you avoid costly mistakes.
Protect Yourself — and Your Case
Navigating the aftermath of a car accident is challenging, but you don’t have to go it alone. At the Dinizulu Law Group, we fight to ensure our clients get the compensation they deserve — for medical bills, lost wages, pain and suffering, and more.
If you or a loved one has been injured in a car accident in Illinois, don’t wait. Contact our team today for a free consultation at (312) 384-1920.
