CHICAGO, IL – In a significant step forward for mental health care, Illinois Governor JB Pritzker has signed a new law requiring insurance companies to cover mental health services for individuals healing from miscarriage or stillbirth. This legislation, known as House Bill 5282, aims to provide essential support to those grappling with the emotional and psychological aftermath of losing an infant.
Addressing a Critical Gap in Coverage
Until now, Illinois law mandated insurance coverage for mental, emotional, nervous and substance use treatments during pregnancy through delivery, postpartum and neonatal care. However, there was no such requirement for individuals who experienced a miscarriage or stillbirth. State Senator Linda Holmes, a key advocate for the bill, emphasized the need to close this gap:
“There is no requirement to provide those services in the case of miscarriage or stillbirth,” said Sen. Holmes. “House Bill 5282 adds coverage for individuals needing those services as a result of a miscarriage or stillbirth.”
The Importance of Mental Health Support
The emotional toll of a miscarriage or stillbirth can be profound and long-lasting. The loss of an infant can trigger a range of mental health challenges, including anxiety, stress, depression, and substance abuse. The sponsors of House Bill 5282 recognize the need for comprehensive mental health support for those who have faced such devastating losses.
“Those who have faced the loss of an infant can cope with the trauma for the rest of their lives,” Holmes said. “It is often an overpowering shock. Those reeling from miscarriage or stillbirth must be included for their recoveries, as well.”
How the Law Works
Starting January 1, 2026, the new law will require insurance companies in Illinois to provide coverage for mental health services specifically for individuals who have experienced a miscarriage or stillbirth. This includes access to therapy, counseling and other forms of mental health care that can aid in the healing process.
The expansion of coverage is expected to benefit countless individuals and families who have previously faced barriers to accessing mental health care after such a loss. By recognizing the unique needs of those affected by miscarriage and stillbirth, Illinois is taking a vital step toward ensuring that everyone has the support they need to heal.
A Broader Implication for Mental Health Awareness
House Bill 5282 not only addresses a critical gap in mental health coverage but also highlights the broader need for mental health awareness and support in our society. The emotional impact of miscarriage and stillbirth is often underestimated, leaving many individuals to cope with their grief in isolation.
This new law is part of a growing movement to acknowledge the significance of mental health care as an integral part of overall health. By expanding insurance coverage to include mental health services for those affected by infant loss, Illinois is setting an important precedent for other states to follow.
Advocating for Mental Health and Well-being
The passage of House Bill 5282 is a testament to the power of advocacy and the importance of listening to those affected by miscarriage and stillbirth. The voices of individuals who have experienced these losses have played a crucial role in shaping this legislation and ensuring that mental health care is accessible to all who need it.
As Illinois moves forward with this new law, it is essential to continue advocating for comprehensive mental health support and removing the stigma associated with seeking help. By prioritizing mental health and well-being, we can create a more compassionate and supportive society for everyone.
