CHICAGO, IL – Filing an insurance claim isn’t as open-and-shut as it may seem. Insurance companies have the upper hand in these types of situations, so it’s important you work with an experienced attorney so you can avoid making mistakes and protect your claim.
Filing an insurance claim doesn’t guarantee compensation for your injuries or losses. Many times, plaintiffs who file a claim have to fight to have their claim approved and even receive the compensation they are entitled to. Insurance companies want to make a profit, and by paying each claimant the full amount, they wouldn’t be able to make a profit. Knowing this, they wait for claimants to make a mistake, so they don’t have to pay full compensation, or any at all.
There are a few things you can do to significantly reduce your chances of being taken advantage of or mistreated. An experienced Chicago personal injury lawyer can help you avoid these mistakes.
Giving a Recorded Statement
After you file your personal injury claim, your case is assigned to an insurance adjuster. Within a few days, the insurance adjuster will call you. While they may seem happy and well-mannered, the bottom line is they still work for an insurance company which is working against you. They will ask you to give a recorded statement and may convince you that this is mandatory. It’s best to contact an experienced personal injury attorney who can deal with them instead. You’re not required to provide one, but the insurance adjuster may try to trick you into one.
Signing Paperwork
Never sign any type of paperwork or documentation from the insurance company until you have reviewed this with a personal injury lawyer. You may think you know what you’re signing, but in reality, you may put your case in jeopardy. You could be:
- Turning over your previous medical records
- Signing away your rights to compensation
- Agreeing to a low settlement
Not Consulting with an Experienced Personal Injury Lawyer
Insurance companies don’t want you to involve a lawyer and may even advise you that you don’t need one. This is because they know people who have been involved in personal injury accidents can be vulnerable and you will fall for their tactics to accept a low settlement. By not consulting with a personal injury attorney, you’re leaving the door open for insurance companies to take advantage of you. Even if you don’t think you need help, it’s always best to consult and get the opinion of legal counsel.
How the Dinizulu Law Group Can Help You
The skilled and well-versed personal injury lawyers of the Dinizulu Law Group know how frustrating and confusing it can be to deal with insurance companies. If you want to get the most out of your insurance claim, it’s essential to get legal advice and representation. To receive a no obligation, free consultation with the attorneys of the Dinizulu Law Group, please call our office at (312) 384-1920.
